Incoming payments
Customer payments to your Pochi, with who paid and when.
Money inFor Pochi la Biashara businesses
Every Pochi SMS, reconciled to the last shilling.
MyPochi Analyzer reads the transaction messages M-PESA already sends you and turns them into a running record of what came in, what went out, and where your balance stands.
- Android
- Finance
- Rated 3+
- No sign-up
Sorted without typing a thing
Messages vary in wording and change over time. The app identifies each one, files it, and keeps the counterparty, date, resulting balance and transaction reference on every line.
Supplier and merchant payments
Money you send out to the people you buy from.
Money outTransfers
Moves between your Pochi and M-PESA balances.
Between balancesAgent deposits and withdrawals
Cash in and cash out at an agent, recorded as they happen.
CashAirtime purchases
Top-ups are picked up so your outflows add up.
Money outUnrecognised messages
Never dropped. Value and direction come from the change in your balance.
Checked against balanceThe context behind the balance
A balance is a snapshot. The analysis shows how inflows and outflows compare across recent weeks, how the month is tracking, who funds you most and where your money goes.
Weekly and monthly totals
Inflows against outflows across recent weeks, plus the trajectory of the current month.
Your key counterparties
Your most frequent funding sources and your highest-value spending counterparties.
A dependable daily average
Set a daily collection target and see how many of the last thirty days met it.
Any period you choose
Today, this week, this month, a custom range or the full history, grouped by day or as a register.
Your records stay on your phone
The app has no account and no server. Google Play lists it as collecting no data and sharing none with third parties.
Four-digit access code
Entry is protected by a PIN. Repeated wrong attempts suspend access automatically.
Stored on your device
Nothing is transmitted externally and no registration is needed.
No double-counting
Each session imports only new activity, and each message's unique reference prevents duplicates.
A history that holds
Your record is cumulative and can be checked against the original messages at any time.
Ready in three steps
You need an Android phone, an active M-PESA Pochi la Biashara account, and permission to read your messages.
Install from Google Play
Search for MyPochi Analyzer by HSL Kenya Apps, or use the button on this page.
Allow SMS access once
The app asks at first launch. You stay in control of the permission afterwards.
Open your dashboard
Past messages are read, categorised and totalled. Later sessions add only what is new.
Questions
Does my inbox need to be tidy?
No. If a message can't be categorised it is kept, and its value and direction are worked out from how your balance moved.
Why does it need to read my SMS?
The transaction messages from M-PESA are the source of truth. Reading them is how the app builds your record without manual entry.
Is my data sent anywhere?
No. Information is kept locally on your device, and the Play Store listing declares no data collected and none shared with third parties.
Can I track a daily goal?
Yes. Set a daily collection target and watch performance against it, including how many of the last thirty days reached it.
Know your position, not just your balance.
Available on Google Play for Android. Last updated 30 September 2026.
Get it on Google Play
Scan to download
Talk to us
Questions about the app, your records or a business enquiry? Send a message or reach the team directly.
Office
Kenya
Suite 302, Ngong Hills Plaza
Phone
0702 02 36 44
support@realtimedigital.co.ke